John M. Floyd & Associates is a profitability-consulting firm guaranteeing your performance with its JMFA OVERDRAFT PRIVILEGE program. JMFA OVERDRAFT PRIVILEGE program is 100 percent compliant with all state and federal regulations, 100 percent compatible with your core processor and your satisfaction is 100 percent guaranteed. Since the program is performance-based, JMFA doesn’t make money until you do.


If you are an institution with 2,000-plus checking accounts and you would like to increase your profitability by 50 to 300 percent with JMFA OVERDRAFT PRIVILEGE, contact Waid Thompson, Regional Director, at (877) 243-1152 or email him at Waid.Thompson@JMFA.com.

JMFA has been endorsed since 2005.