August 4 - 6, 2010
ABA Training Room
Montgomery, Alabama

Registration begins at 8:30 a.m. each day.

• Registration Form

Course Overview

August 4, 2010: Deposit Compliance Issues

The basic and some of the more advanced elements of deposit regulations, as well as the examination aspect.

• Bank Secrecy Act - Currency Transactions, Money Service Businesses
• Availability of Funds (Reg CC) - Completing a hold notice and common errors
• Truth in Savings Act (Reg DD) - Overview and common errors
• Electronic Funs Transfer Act (Reg E) - Receipts at electronic terminals, periodic statement requirements and common errors
• Reserve requirements (Reg D) - NOW account eligibility and transaction limitations
• Identity Theft Red Flags
• Includes all changed

August 5, 2010: Alabama Deposit Account Overview

Look at your current procedures to open and document accounts to make sure your procedures are protecting your bank, including documentary, non-documentary and risk based verification.

• Partnerships & Corporations
• Limited liability companies
• Non profit organizations
• IOLTA
• Agency, escrow & public funds
• CIP Regulations
• Sole proprietor accounts
• How to identify the person opening the account
• Types of ownership: Individual, Joint, PODs, Agents, Powers of Attorney
• Special Accounts: living trusts, estates, UTMA, social security representative payees

August 6, 2010: FDIC Update

This session will focus on the different types of FDIC insurance available and will include case studies and practical applications that will help you feel confident when it comes to answering questions about FDIC insurance coverage.

• General overview of insurance
• Individual and joint coverage
• PODs and living trusts
• Estates, UTMAs and guardianships
• Business accounts and nonprofit organizations
• Common misconceptions
• Case Studies
• New insurance changes

Who Should Attend?
Customer service representatives, front line staff, compliance officers and support personnel, new account representatives, tellers, sales representatives, personal bankers, cashiers, branch managers, branch administrators, training staff and any other staff who has customer contact.

Instructor
Deborah Crawford is the President of gettechnical inc, a Baton Rouge-based firm, specializing in the education of banks and credit unions across the nation. Her 23+ years of banking and teaching experience began at Hibernia National Bank in New Orleans . She graduated from Louisiana State University with both her bachelor's and master’s degrees. Deborah's specialty is in the deposit side of the financial institution where she teaches seminars on regulations, documentation, insurance and Individual Retirement Accounts

Registration
The registration fee for this three-day program is $425 for The Alabama Bankers Association members and nonmembers. Registration fees include instruction, materials, refreshments and lunch.

Cancellation
Full registration fees will be refunded if a cancellation is received on or before ten business days prior to the program. If date of cancellation is less than ten business days prior to the program, a $100 processing fee will be retained. No refunds will be given the day of the program. Substitutions are welcome. All cancellations and substitutions must be received in writing.